Special Offers

Homeowners Mortgage, LLC NMLS # 2321853. Georgia Residential Mortgage Licensee #232185. Homeowners Mortgage Corporate Office: 90 North Royal Tower Drive, Irmo, SC 29063. Homeowners Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Great Southern Homes. Buyer is not required to finance through Homeowners Mortgage, LLC, but must use Homeowners Mortgage, LLC in order to receive incentives. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. www.nmlsconsumeraccess.org *Scenario is an estimate only and is based on a 720 FICO score and a 1/1 buydown on a $300,000 purchase price with a FHA 30-year agreement (360 months) fixed rate loan amount of $294,556 at 96.5% LTV. Years 1-2 (0-24 months) rate at 4.99%, APR of 6.772 %, and monthly payment of $1,579.50; years 3-30 (25-360 months) rate of 5.99%, APR of 6.772%, and monthly payment of $1,764.18. Monthly payments are estimates and include principal and interest, but do not include taxes, insurances, or HOA fees (if applicable) and actual payment obligation will be greater. 5.99% note rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is available on government loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Offer valid for select homesites for new contracts written on homes that can close within 45 days; see your builder representative for further details on expiration terms and available homesites. Builder offer terms subject to change without notice. Borrower is not required to finance through Homeowners Mortgage, LLC, but must use Homeowners Mortgage, LLC in order to receive incentives. 1/1 Buydown Program: Rate reduction up to 1% for the first and second year of the loan; returns to original fixed rate after buy down period; builder will pay for buy down. Please reverify the buydown costs prior to closing. -OR- ** When electing to finance with Homeowners Mortgage, LLC, the builder can contribute up to $15,000 toward closing costs. Closing Cost Credit will be applied at closing on loans closed with Great Southern Homes and Homeowners Mortgage, LLC only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. Excludes pre-paids and prorations. Not valid with any other offer. Offer is not transferable, not exchangeable and has no cash value. Void where prohibited.