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Interest As Low As 3.99% In The First Year*

Homeowners Mortgage, LLC NMLS # 2321853. Georgia Residential Mortgage Licensee # 70153. Corporate Address: 90 North Royal Tower Drive, Irmo, SC 29063. Homeowners Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Great Southern Homes. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. www.nmlsconsumeraccess.org Offer is only available with use of preferred lender and only applicable to specific homesites. *Scenario is an estimate only and is based on a 720 FICO score on a 30 year (360 months) FHA fixed-rate mortgage with a 1-year buydown at a sales price of $300,000, loan amount of $294,566, 96.5% LTV. Year 1 (0-12 months) rate of 3.99%, APR of 6.290%, principal and interest payment of $1,447; year 2-30 (13-360 months) rate of 5.49%, APR of 6.290%, principal and interest payment of $1,671. Payment scenario does not include taxes, insurance, or homeowners association fees (if applicable) and the actual payment obligation will be greater. 5.49% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is available on government loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. 1 Year Buydown Program: Rate reduction up to 1.5%; buy down rate for up to 1 years; adjusts 1.5% each year; returns to original fixed rate after buy down period; builder will pay for buy down. Please reverify the buydown costs prior to closing. **$5,000 Closing Cost Credit will be applied as a builder credit at closing on loans closed with Great Southern Homes and Homeowners Mortgage, LLC only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. ***$15,000 Closing Cost Credit will be applied as a builder credit at closing on loans closed with Great Southern Homes and Homeowners Mortgage, LLC only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. See a Great Southern Homes representative for details. Offers valid for select homesites for new contracts written on homes that can close by 10/14/2024; see your builder representative for further details on expiration terms and available homesites. Builder offer terms subject to change without notice. Borrower is not required to finance through Homeowners Mortgage, LLC, but must use Homeowners Mortgage, LLC in order to receive incentives.

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